Low rate for consolidating student loan

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The fifty states have a wide variety of loan offers that differ immensely from state to state, usually offered by state agencies or state-chartered non-profit organizations. The list of available student loans offered by all fifty states is extensive; students should consult their state's department of post-secondary education for details about state-specific aid that is available.

* The "Grace Period" is the period between the date of graduation and the date that repayment of a student loan must begin.Grants and scholarships do not require repayment like loans do, and some of these can cover the entirety of a student's education costs, preempting the need for a loan.Work-study programs exist for students who have financial need and are able to work part-time.There is an up-front fee called the origination fee that hovers around 4.00% of the loan amount.Direct Consolidation Loans Borrowers of multiple federal student loans can choose to consolidate them into a single Direct Consolidation Loan.

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